How To Fuliza Safaricom Credit

How To Fuliza Safaricom Credit

Here are the steps on how to Fuliza Safaricom credit:

  1. Make sure you are an M-PESA registered customer with an active Safaricom line.
  2. Dial 234# from your Safaricom phone.
  3. Select Fuliza.
  4. Read and accept the terms and conditions.
  5. Enter your M-PESA PIN.
  6. Your Fuliza limit will be displayed.
  7. To use Fuliza, simply withdraw money from your M-PESA account even when you have insufficient funds.

You will be charged a daily interest rate of 1% on the amount you borrow. The maximum amount you can borrow is Ksh.30,000. You can repay your Fuliza loan in installments of Ksh.100 or more.

Here are some of the pros and cons of using Fuliza:


  • It can be a lifesaver when you are short on cash.
  • It is a convenient way to borrow money.
  • You can repay your loan in installments.


  • The interest rates are high.
  • You can only borrow a limited amount of money.
  • You may be tempted to overspend if you are not careful.

If you are considering using Fuliza, it is important to weigh the pros and cons carefully. Make sure you can afford to repay the loan and the interest before you borrow money.

Here are some tips for using Fuliza responsibly:

  • Only borrow money when you really need it.
  • Set a budget and stick to it.
  • Repay your loan as soon as possible.
  • Avoid using Fuliza as a long-term solution for your financial problems.

If you are struggling to repay your Fuliza loan, you can contact Safaricom customer care for assistance.


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